Mortgage Advice

BritsNZ Ltd has ready access to mortgage providers and brokers whether you are looking to buy a house, a rural property, a business or a piece of land.

Mortgages in NZ are structured in a very similar way to those available in the UK as is the criteria for judging how much you can borrow [i.e. multiples of salary].

As a general rule of thumb lending will be on the following basis:

[*] The Reserve Bank of NZ has imposed restrictions on the mount you can borrow – this is an effort [not a great one] to cool the housing market, particularly in Auckland – it really is not working too well but is impacting on first time buyers!


For access to a BritsNZ Ltd recommended broker please contact us here.